Lume Lend Financing – Privacy Policy
At Lume Lend Financing, we are committed to safeguarding the privacy and confidentiality of our customers’ personal information. This Privacy Policy outlines how we collect, use, disclose, and protect the information you provide to us.
1. Information We Collect
We may collect the following types of personal information from our customers:
- Contact Information: Names, addresses, email addresses, and phone numbers.
- Financial Information: Income details, employment information, and credit history.
- Identification Information: Government-issued IDs and other relevant documents.
2. How We Collect Information
We collect information through various means, including:
- Loan Applications: Information provided by customers during the loan application process.
- Communication: Information obtained through emails, phone calls, or other forms of communication.
- Third-Party Sources: Information obtained from credit bureaus and other third-party sources for the purpose of assessing creditworthiness.
3. How We Use Information
We use collected information for the following purposes:
- Loan Processing: To assess and process loan applications.
- Communication: To communicate with customers regarding their loans and related matters.
- Compliance: To comply with legal and regulatory requirements.
4. Information Sharing
We may share personal information with:
- Service Providers: Third-party service providers assisting in loan processing and related activities.
- Legal and Regulatory Authorities: As required by law or to respond to legal processes.
5. Security Measures
We employ industry-standard security measures to protect personal information from unauthorized access, disclosure, alteration, and destruction.
6. Retention of Information
We retain personal information only for the duration necessary to fulfill the purposes outlined in this Privacy Policy or as required by law.
7. Your Choices
Customers have the right to access, correct, or delete their personal information. To exercise these rights, please contact us using the information provided below.
8. Changes to Privacy Policy
We reserve the right to update this Privacy Policy periodically. Customers will be notified of any significant changes.
Contact Information
For any questions regarding this Privacy Policy, please contact us at:
info@lumelend.com